Terms of Service

1. Acceptance of Terms

By accessing the website at zcred.xyz, submitting inquiries, or interacting with smart contracts deployed by the zCred Protocol ("zCred", "we", or "us"), you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use the site or our protocol interfaces.

2. Nature of the Protocol

zCred is an infrastructure protocol that facilitates confidential decision evaluations and cryptographic attestation generation utilizing Hardware Enclaves (AWS Nitro TEE) and zero-knowledge proofs.

zCred operates as a computational decision engine and does not provide legal advice, financial underwriting guarantees, or banking services.

3. Non-Custodial & Zero-Data Architecture

You acknowledge and agree that:

• zCred is non-custodial and never holds, manages, or controls user digital assets or private keys.
• zCred does not custody personal documents or maintain permanent identity databases. Computations are ephemeral in-enclave executions.
• All cryptographic smart contract queries on public blockchains are subject to public blockchain finality and network execution fees.

4. Integration & Partner Representations

Decentralized applications, protocols, and enterprise partners integrating zCred attestation verification do so at their own discretion. Partners are solely responsible for ensuring that their reliance on verifiable cryptographic proofs complies with their own local regulations and terms of use.

5. Intellectual Property

All proprietary algorithms, enclave runtime configurations, software code, logos, trademarks, and documentation associated with zCred remain the exclusive intellectual property of the zCred Protocol and its founders.

6. Disclaimer of Warranties

The website and protocol interfaces are provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, whether express, implied, or statutory. We do not warrant that cryptographic computations will be error-free or uninterrupted across all third-party public blockchains.

7. Limitation of Liability

To the maximum extent permitted by applicable law, zCred, its contributors, and developers shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of the website, enclave interfaces, or on-chain smart contracts.

8. Contact

For legal, compliance, or architecture inquiries, please submit an inquiry via our website intake portal.